Frequently asked questions

Planning consent

Each project will normally need to have a detailed planning consent or permitted development rights at the time of initial drawdown. However in some circumstances we will consider structuring facilities to allow for acquisition prior to a planning consent or permitted development rights being in place.


We normally provide terms of up to 24 months but can consider longer.

Equity contribution

The whole of the borrower's equity should be provided towards the acquisition of the property or, if already owned, towards the refinancing required. Titlestone will provide the balance of the acquisition costs or the refinancing required and then fund 100% of the build costs, professional fees and interest within the agreed budgets.

We will recognize additional value gained by achieving planning consent or enhancing the original consent as equity contribution.

Development types

We will consider both new build and refurbished properties to include single and multi-unit developments. We will also consider developments for commercial use, as well as student-housing schemes situated in close proximity to Russell Group universities.


We will consider funding transactions in strong locations across London, the South East and Southern England.


We look for a cost and interest overrun guarantee in support of the facility as a minimum.


Titlestone recognise the valuable role played by the intermediary in assisting developers to source debt for their projects. We actively encourage intermediaries to discuss their client's needs and to work with us in providing a suitable funding package.

Pre-planning support

We will consider funding the acquisition of a site with no planning consent in place providing it is a strong residential location and the client can demonstrate considerable experience.

Get in touch

Office hours

Mon–Fri 9am – 5:30pm

Getting here

Nearest tube: Monument or Bank
Nearest main line: London Bridge or
London Cannon Street


40 Gracechurch Street
London, EC3V 0BT


Phone 0203 440 3675