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About us

Titlestone was launched in 2012 and has become the leading provider of stretched senior development finance across Southern England. Since launch, Titlestone has committed in excess of £2bn across over 300 developments. We have a team of experienced lenders in property development finance, with many years’ experience, who have previously worked for a number of specialist development funders. We realise that you will want to deal with someone who understands what you want and can work in a straightforward way.

Who do we do business with?

We back experienced property developers with a proven track record. The projects we support include refurbishment, conversions and both new build apartments and houses as well as speculative commercial developments. We are happy to consider projects undertaken via construction management as well as by a main contractor.

When can we deliver?

Securing a site in a competitive market needs a lender to be clear on what they can do and, once terms are agreed, to deliver the funding within the required timescale. Titlestone understands this and is committed to responding quickly at all times from initial enquiry through to drawdown.

What is Streched Senior Development Finance?

If you wish to finance a development via traditional senior debt, you will either need to find the balance from a mezzanine provider or significant equity contribution. Titlestone are able to provide an alternative through our stretched senior debt.

Stretched senior debt is a loan secured by a first charge on the development site. The amount of the loan is greater than that provided by traditional senior debt funders. This stretch means there is often no need to seek further funding through a separate mezzanine provider. The stretch also allows developers to spread their equity across a greater number of projects.

How much will we lend?

We will consider funding from a minimum sum of £1,500,000 up to £25,000,000 per single development project. Our support is up to a maximum of 70% of the gross development value subject to this being no higher than 90% of the total costs. We include interest, SDLT and development management fees within our definition of total costs.

How much will it cost?

Our pricing is a combination of fixed fees and a single interest rate, the level of which will be based on the specifics of each proposal. Please contact us if you wish to receive an indicative quote on a particular project.

Get in touch

Office hours

Mon–Fri 9am – 5:30pm

Getting here

Nearest tube: Monument or Bank
Nearest main line: London Bridge or
London Cannon Street

Location

40 Gracechurch Street
London, EC3V 0BT

Contact

Email enquiries@titlestone.com
Phone 0203 440 3675